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I found this week’s article timely as the markets rise and dip. This week’s article says that “Fixed Indexed Annuities combine the stability and guarantees of a fixed product with growth potential based on the performance of an underlying securities index such as the S&P 500.” I liked how the author weighed in with his explanation that while not invested directly in securities, clients can receive higher interest credits if the index increases, but more importantly they “are protected from market losses by a guaranteed minimum interest rate or “floor”. Call us if you’d like to understand these concepts and this type of product better. We are here to help you feel good about where you put your hard earned and needed retirement savings.

 

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